Import loans support imports of strategically important goods including natural resources by Japanese companies and cases where Japanese companies or Japanese affiliates receive natural resources in countries where they do business. These loans are extended
to Japanese importers receiving natural resources, Japanese companies and Japanese affiliates receiving natural resources at their overseas business locations, or foreign exporters. Since Japan is poorly endowed with natural resources, stable imports of these over the long term are one of the key factors underpinning domestic economic activity. Import loans finance the development and import of energy resources, including oil and LNG, and mineral resources, including iron ore, copper, and other rare materials.
In addition to natural resources, JBIC provides a guarantee facility for goods and services essential to the sound development of the Japanese economy, such as import of aircraft.
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Products Eligible for Import Loans (Natural Resources)
Oil, petroleum gas, LNG, coal, uranium, metallic ore, metals, mineral phosphate, fluorite, biomass fuel, hydrogen, ammonia used as fuel, salt, lumber, wood chips, pulp, and other materials.

* Including cases where Japanese companies or Japanese affiliates receive natural resources in countries where they do business
Cofinancing
JBIC provides loans in cofinancing with other financial institutions (usually the loan applicant's bank(s)) to meet the client's financial needs.
Loan Terms
Loan Amount
The loan amount does not exceed the value of the import contract. Loans are disbursed when actual financing needs occur.
Coverage and Interest Rates
Loan interest rates are linked to funding cost of JBIC, including the rate on borrowings from the Fiscal Loan Fund Special Account, and thus they are subject to changes in conditions of the financial market. A loan applicant should make an inquiry at the relevant loan department for specific loan conditions.
Repayment Period and Method
- Repayment Period
- The repayment period varies depending on goods and contract value and is determined after reviewing the import contract.
- Repayment Method
- The sum of principal and interest has to be repaid, in principle, by installments.
Security and Guarantee
JBIC makes its own judgment on the need for security or guarantee after consulting with the client.
On Guarantees
The importers of goods other than natural resources may resort to the following guarantee facility.
Eligible Goods
Products, such as aircraft, truly required for the sound development of the national economy.
Terms and Conditions
- Coverage
- Guarantees will cover, in principle, 80 percent of funds required for importing goods.
- Guarantee Period
- Up to 15 years from the time of the import
- Security
- The guarantee is, in principle, secured on the imported product.